Thursday, 26 February 2026

Ch 11: Making a Living

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Chapter 11: Making a Living

💼 Complete Chapter for PSTET Paper II (Social and Political Life)


🎯 Learning Objectives for PSTET Aspirants

After completing this chapter, you will be able to:

  • Define work and livelihood and understand their significance in human life

  • Classify economic activities into primary, secondary, and tertiary sectors

  • Analyze rural livelihoods with special reference to agriculture and Punjab's farming context

  • Understand diverse urban livelihoods from street vendors to IT professionals

  • Differentiate between organized and unorganized sectors and their characteristics

  • Explain the causes and consequences of child labour and legal provisions against it

  • Evaluate government schemes for livelihood promotion including MGNREGA, PMKVY, and Stand-Up India

  • Analyze the impact of globalization on employment and migration patterns

  • Apply pedagogical strategies through surveys, interviews, and projects on local occupations


11.1 Introduction: Work and Livelihood

11.1.1 Meaning of Work and Livelihood

📚 Understanding Work

Work refers to any activity that requires mental or physical effort to achieve a purpose or result. It is a fundamental aspect of human existence that occupies a significant portion of our time and energy.

💡 Simple Definition: Work is any activity that people do to earn money, produce goods, or provide services.

🏡 Understanding Livelihood

Livelihood encompasses not just work but the entire way people make a living—the assets, activities, and capabilities required to secure the necessities of life. It includes:

ComponentDescription
IncomeMoney earned from work
AssetsResources like land, tools, skills
Social NetworksFamily and community support
SecurityAbility to cope with shocks and stresses

🌟 Key Insight: Livelihood is sustainable when people can cope with and recover from stresses and shocks (like drought, illness, market changes) while maintaining or enhancing their assets and capabilities.


11.1.2 Types of Occupations: Primary, Secondary, Tertiary

📊 Three Sectors of Economy

Based on the nature of economic activity, occupations are classified into three sectors:

text
                    ┌──────────────────┐
                    │    ECONOMY       │
                    └────────┬─────────┘
                             │
        ┌────────────────────┼────────────────────┐
        ▼                    ▼                    ▼
┌───────────────┐    ┌───────────────┐    ┌───────────────┐
│    PRIMARY    │    │   SECONDARY   │    │   TERTIARY    │
│    SECTOR     │    │    SECTOR     │    │    SECTOR     │
├───────────────┤    ├───────────────┤    ├───────────────┤
│ • Agriculture │    │ Manufacturing │    │ • Trade       │
│ • Mining      │    │ • Industry    │    │ • Transport   │
│ • Fishing     │    │ • Construction│    │ • Banking     │
│ • Forestry    │    │ • Factories   │    │ • Education   │
│ • Animal      │    │ • Processing  │    │ • Healthcare  │
│   Husbandry   │    │               │    │ • IT Services │
└───────────────┘    └───────────────┘    └───────────────┘
SectorNatureExamples
Primary SectorExtraction and production of natural resourcesFarming, fishing, mining, forestry
Secondary SectorProcessing and manufacturing of goodsFactories, construction, food processing
Tertiary SectorServices provided to consumers and businessesTeaching, banking, transport, healthcare

11.1.3 Work and Identity

👤 How Work Shapes Who We Are

Work is not just about earning money—it profoundly influences our identity and social standing.

AspectHow Work Influences Identity
Social StatusCertain occupations carry prestige; others may be stigmatized
Self-WorthMeaningful work contributes to dignity and self-respect
Community MembershipOccupations often define one's place in community
Family LegacyMany families have traditional occupations passed down generations
Skills and ExpertisePeople take pride in their craft and knowledge

💭 Think About This: When we meet someone new, one of the first questions we ask is often "What do you do?" This shows how central work is to identity.


11.2 Sectors of Economy

11.2.1 Primary Sector: Agriculture, Mining, Fishing, Forestry

🌾 Understanding Primary Sector

The primary sector involves activities that directly use natural resources. It is called "primary" because it forms the base for all other economic activities.

ActivityDescriptionExamples in India
AgricultureCultivation of cropsWheat in Punjab, rice in West Bengal
MiningExtraction of mineralsCoal in Jharkhand, iron ore in Odisha
FishingCatching fish and seafoodCoastal communities in Kerala, Maharashtra
ForestryHarvesting forest productsTimber, bamboo, tendu leaves in MP, Chhattisgarh
Animal HusbandryRearing animals for productsDairy in Punjab, Gujarat

📊 Importance: In India, about 45% of the workforce is still engaged in the primary sector, though its share in GDP has declined to around 16-17% .


11.2.2 Secondary Sector: Manufacturing, Industry, Construction

🏭 Processing and Manufacturing

The secondary sector transforms raw materials from the primary sector into finished goods. It adds value to natural resources.

ActivityDescriptionExamples
ManufacturingMaking products from raw materialsTextile mills, automobile factories
IndustryLarge-scale productionSteel plants, chemical industries
ConstructionBuilding infrastructureRoads, bridges, buildings, dams
Food ProcessingConverting agricultural produceFlour mills, rice shellers, fruit canning

📍 Industrial Clusters in Punjab

CityIndustry
LudhianaHosiery, bicycle parts, industrial machinery
JalandharSports goods, hand tools, leather goods
AmritsarTextiles, food processing
Mandi GobindgarhSteel re-rolling (known as "Steel City")

11.2.3 Tertiary Sector: Services

💼 The Service Sector

The tertiary sector provides services rather than goods. It has grown tremendously in recent decades.

CategoryExamples
TradeShops, wholesale, retail
TransportRoad, rail, air, water transport
Banking and FinanceBanks, insurance, investments
EducationSchools, colleges, coaching centers
HealthcareHospitals, clinics, pharmacies
HospitalityHotels, restaurants, tourism
IT ServicesSoftware development, BPO, KPO
Personal ServicesBeauty parlors, salons, repair shops

🌟 Growth: The tertiary sector now contributes the largest share to India's GDP (over 50%) and employs a growing proportion of the workforce.


11.2.4 Interdependence of Sectors

🔗 How Sectors Connect

No sector works in isolation. They are deeply interconnected:

text
    ┌─────────────────────────────────────────────────────────┐
    │                    INTERDEPENDENCE                       │
    ├─────────────────────────────────────────────────────────┤
    │                                                          │
    │   PRIMARY ──────────► SECONDARY ──────────► TERTIARY   │
    │   (Farmer grows      (Factory processes   (Shop sells   │
    │    wheat)             wheat into flour)    flour)       │
    │                                                          │
    │         ▲                                    │          │
    │         └───────────┬────────────────────────┘          │
    │                     │                                    │
    │              TERTIARY PROVIDES:                          │
    │              • Transport to move goods                   │
    │              • Banking for loans                         │
    │              • Insurance for crops/factories             │
    │              • Education for workers                     │
    │              • Healthcare for all                        │
    └─────────────────────────────────────────────────────────┘

📊 Examples of Interdependence

Sector RelationshipExample
Primary → SecondaryCotton grown by farmer (primary) goes to textile mill (secondary)
Secondary → TertiaryClothes made in factory (secondary) sold in shops (tertiary)
Tertiary → PrimaryBank provides loan to farmer (tertiary) for buying seeds
All ThreeA meal in restaurant uses farm produce (primary), kitchen equipment (secondary), and service staff (tertiary)

11.3 Rural Livelihoods

11.3.1 Agriculture as Main Occupation

🌾 Backbone of Rural India

Agriculture is the mainstay of rural livelihoods in India. About 65% of the population lives in rural areas, and the majority depends directly or indirectly on agriculture.

AspectDetail
Cultivated Area155.4 million hectares (52.3% of total area)
Cropping SeasonsKharif (monsoon), Rabi (winter), Zaid (summer)
Major CropsRice, wheat, pulses, oilseeds, cotton, sugarcane

11.3.2 Types of Farmers

👨‍🌾 Farmers are Not a Homogeneous Group

TypeLand HoldingCharacteristicsChallenges
Landless LabourersNo land; work on others' farmsDaily wages; seasonal employment; migrate for workLowest income; no job security
Small FarmersLess than 2 hectaresMostly family labor; subsistence farming; small surplusVulnerable to crop failure; limited access to credit
Large FarmersMore than 2 hectaresMarket-oriented; hire labor; use machineryBetter access to credit, markets, technology

📊 Distribution: Small and marginal farmers (with less than 2 hectares) constitute about 85% of all farmers but operate only 45% of the cultivated area.


11.3.3 Challenges Faced by Farmers

⚠️ The Agrarian Crisis

ChallengeDescription
DebtFarmers borrow for seeds, fertilizers, equipment; crop failure leads to debt trap
Weather UncertaintyErratic monsoons, droughts, floods, unseasonal rains destroy crops
Market PricesFarmers often don't get fair prices; price fluctuations
Rising Input CostsSeeds, fertilizers, pesticides, labor costs increasing
Water ScarcityGroundwater depletion; inadequate irrigation
Land FragmentationContinuous division of land among heirs reduces farm size
Climate ChangeUnpredictable weather patterns affect agriculture

📝 Punjab Context: Despite being the "breadbasket of India," Punjab farmers face severe challenges including groundwater depletion, stubble burning issues, and debt.


11.3.4 Other Rural Occupations

🏡 Beyond Farming

Rural livelihoods are diverse and include many non-farm occupations:

OccupationDescriptionRegions
Animal HusbandryDairy farming, goat rearing, poultryThroughout India
FishingInland and marine fishingCoastal areas, river deltas
HandicraftsPottery, weaving, carpentry, metalworkSpecific craft clusters
Rural ArtisansBlacksmiths, cobblers, tailorsEvery village
Forest Produce CollectionTendu leaves, bamboo, honey, medicinal plantsForest areas
Rural LabourConstruction, road work, NREGA workThroughout India

11.3.5 Punjab Context: Green Revolution, Wheat-Paddy Cycle, Farm Mechanization

🌾 Punjab's Agricultural Transformation

PeriodDevelopment
1960s-70sGreen Revolution introduced HYV seeds, fertilizers, irrigation
1970s-2000sWheat-paddy monoculture established; Punjab becomes India's grain bowl
2000s onwardsEnvironmental costs emerge—water depletion, soil degradation

📊 Punjab Agriculture Today

AspectDetail
Cropping PatternWheat (Rabi) and Paddy (Kharif) dominate 85% of cropped area
Irrigation98% of area irrigated (mostly tube wells)
Farm MechanizationHighest tractor density in India; widespread use of combine harvesters
ProductivityAmong highest wheat and rice yields in India

⚠️ Emerging Challenges in Punjab

ChallengeImpact
Groundwater DepletionWater table falling 0.5-1.0 m annually; 115 of 153 blocks overexploited
Soil DegradationMicronutrient deficiencies; loss of soil organic matter
Stubble Burning20 million tonnes of paddy straw burnt annually causing severe air pollution
DebtPunjab farmers among most indebted in India
Farm FragmentationAverage land holding size declining

💡 Key Insight: Punjab's agricultural success story has come with significant environmental costs that now threaten its sustainability.


11.4 Urban Livelihoods

11.4.1 Types of Urban Workers: Regular Salaried, Casual Workers, Self-Employed

🏙️ Diverse Urban Workforce

Urban livelihoods are characterized by tremendous diversity:

Worker TypeDescriptionExamples% of Urban Workforce (approx.)
Regular SalariedPermanent jobs with fixed monthly salaryGovernment employees, corporate staff, teachers40-45%
Casual WorkersDaily wage workers; no job securityConstruction laborers, loaders, helpers25-30%
Self-EmployedOwn business or professionShopkeepers, vendors, doctors, lawyers30-35%

11.4.2 Factory Workers and Industries

🏭 Industrial Workers

TypeWorking ConditionsChallenges
Formal Factory WorkersRegular wages, some benefits, regulated hoursLimited numbers; most factories use contract labor
Contract WorkersHired through contractors; no direct employer relationshipLow wages; no benefits; job insecurity
Informal Factory WorkersSmall workshops, unregistered unitsPoor working conditions; no legal protection

📍 Industrial Cities in Punjab

CityIndustriesWorker Profile
LudhianaHosiery, cycle parts, machine toolsMix of skilled and semi-skilled workers
JalandharSports goods, leather, hand toolsExport-oriented; skilled artisans
AmritsarTextiles, food processingSmall-scale units; many informal workers

11.4.3 Street Vendors and Hawkers

🛒 The Informal Economy's Face

Street vendors are a ubiquitous part of urban India, providing affordable goods and services while earning their livelihood.

AspectDetail
NumbersEstimated 1 crore+ street vendors across India
Goods SoldVegetables, fruits, clothes, snacks, household items
Working HoursLong hours; often 10-12 hours daily
IncomeHighly variable; unpredictable

⚠️ Challenges Faced by Street Vendors

ChallengeDescription
HarassmentBy police and municipal authorities
EvictionRemoval from vending locations
No Legal StatusMost operate without licenses
ExtortionPay "hafta" to local goons or officials
No Social SecurityNo pensions, health insurance, etc.

📝 Legal Protection: The Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014 provides for protection of vendors' rights and regulation of vending zones.


11.4.4 Domestic Workers

🏠 Invisible Workforce

Domestic workers—maids, cooks, drivers, gardeners—form a significant but often invisible part of urban livelihoods.

TypeTasksWorking Conditions
Full-time Live-inAll household choresLong hours; low pay; vulnerable to abuse
Part-timeCleaning, cooking, childcareMultiple homes; travel time; uncertain income
SpecializedDrivers, cooks, gardenersBetter pay; more skilled

⚠️ Challenges

ChallengeDescription
No Written ContractVerbal agreements; easy to dismiss
Low WagesOften below minimum wage
No Social SecurityNo PF, ESI, or other benefits
VulnerabilitySexual harassment, physical abuse reported
Lack of RecognitionNot considered "workers" under many laws

11.4.5 Professionals: Doctors, Engineers, Teachers

🎓 The Professional Class

Urban areas host a wide range of professionals who provide essential services.

ProfessionWork SettingChallenges
DoctorsHospitals, clinics, private practiceLong hours; stress; malpractice concerns
EngineersIT companies, manufacturing, constructionProject pressure; skill obsolescence
TeachersSchools, colleges, coaching centersLow pay in private sector; workload
LawyersCourts, corporate firmsLong years to establish; competition
Chartered AccountantsFirms, self-employedIntensive work during tax season

11.4.6 IT Sector and New Economy Jobs

💻 India's IT Revolution

The Information Technology sector has created millions of jobs and transformed urban landscapes.

TypeExamplesCharacteristics
Software DevelopmentCoding, testing, maintenanceHigh skills; good pay; global opportunities
IT ServicesInfrastructure management, support24/7 operations; shift work
BPO/KPOCall centers, back-office processingNight shifts; voice-based; process-driven
Tech StartupsNew ventures in e-commerce, fintech, edtechHigh risk; potential high reward

📊 Emerging Challenge: AI and Data Work

India has become one of the world's fastest growing hubs for data annotation—the monotonous but essential task of labelling raw data to make it usable for artificial intelligence (AI) models. Estimates suggest that India's annotation market could exceed US$7 million in the next five years and employ over a million workers .

However, as researcher Neha Arya notes, "data workers are the backbone of AI systems, ensuring their functionality, accuracy, and safety—ironically while themselves working in precarious, fragmented, and often invisible conditions" .


11.5 Organized and Unorganized Sector

11.5.1 Organized Sector: Regular Employment, Benefits, Job Security

🏛️ Features of Organized Sector

FeatureDescription
RegistrationEnterprises registered with government
Regular EmploymentPermanent or long-term contracts
Written ContractsClear terms of employment
Social SecurityPF, pension, gratuity, health insurance
Fixed Working HoursRegulated hours; overtime pay
Paid LeaveEarned leave, sick leave, casual leave
Job SecurityCannot be dismissed arbitrarily
Union RightsCan form trade unions

📍 Examples

  • Government employees

  • Public sector undertakings

  • Large private companies

  • Registered factories


11.5.2 Unorganized Sector: Majority of Workers, Lack of Benefits

📊 The Unorganized Sector Reality

The unorganized sector employs the vast majority of Indian workers—about 90% of the workforce.

FeatureDescription
RegistrationNot registered with government
EmploymentCasual, temporary, no contracts
Social SecurityNo PF, pension, insurance
Working HoursLong, irregular, no overtime
LeaveNo paid leave
Job SecurityCan be dismissed anytime
Union RightsDifficult to organize

📍 Examples

  • Agricultural laborers

  • Street vendors

  • Domestic workers

  • Construction workers

  • Home-based workers

  • Small shop assistants


11.5.3 Challenges of Unorganized Sector Workers

⚠️ Precarious Lives

ChallengeImpact
Low IncomeOften below minimum wage; irregular
No Social SecurityVulnerable to illness, old age, accidents
No Job SecurityCan lose livelihood anytime
ExploitationNo legal protection against unfair treatment
No RepresentationCannot bargain collectively
Health HazardsUnsafe working conditions common

📝 PSTET Focus Point: Understanding the organized-unorganized sector divide is crucial. Most questions on this topic focus on the characteristics and challenges of unorganized sector workers.


11.6 Child Labour

11.6.1 Causes and Consequences

🔍 Why Children Work

CauseExplanation
PovertyFamilies need additional income to survive
DebtChildren forced to work to repay family debts
Lack of Access to EducationNo schools nearby; quality of education poor
Social NormsTraditional acceptance of child work
Orphanhood/VulnerabilityChildren without family support
MigrationDisplaced families; children work

⚠️ Consequences of Child Labour

ConsequenceImpact
Loss of EducationChildren drop out; cannot develop skills
Health DamageHazardous work affects physical and mental health
Cycle of PovertyWithout education, remain poor as adults
Psychological TraumaDeprived of childhood; abuse common
Social ExclusionNo normal social development

11.6.2 Laws Against Child Labour

📜 Legal Framework

LawProvisions
Child Labour (Prohibition and Regulation) Act, 1986Prohibits employment of children below 14 years in certain occupations
Amendment, 2016Completely banned employment of children below 14 years
Adolescents (14-18 years)Not permitted in hazardous occupations
Juvenile Justice (Care and Protection of Children) Act, 2015Treats child labour as an offence
Factories Act, 1948Prohibits employment of children below 14 in factories

⚖️ Penalties

  • Imprisonment up to 2 years

  • Fine up to ₹50,000

  • Both imprisonment and fine


11.6.3 Right to Education and Elimination of Child Labour

📚 RTE as Solution

The Right to Education (RTE) Act, 2009 made education a fundamental right for children aged 6-14 years. This is the single most important tool for eliminating child labour.

RTE ProvisionImpact on Child Labour
Free and compulsory educationRemoves cost barrier
No discrimination in admissionAll children can access school
25% reservation for disadvantagedEnsures inclusion
School infrastructure normsQuality education
No detention till Class VIIIReduces dropouts

💡 Key Insight: Education and child labour are inversely related. When children are in school, they cannot be at work. Universal access to quality education is the ultimate solution to child labour.


11.7 Government Schemes for Livelihood

11.7.1 MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act)

📜 Overview

The Mahatma Gandhi National Rural Employment Guarantee Act, 2005 is a flagship programme aimed at enhancing livelihood security by providing at least 100 days of guaranteed wage employment in a financial year to every rural household whose adult members volunteer to do unskilled manual work .

💡 Quote: "MGNREGA is a demand-driven wage employment programme that acts as a fallback option when no better employment opportunities are available" .

✨ Key Features

FeatureDetail
Legal GuaranteeRight to 100 days work; not just a scheme
Demand-DrivenEmployment provided when demanded
Wage PaymentMinimum wages fixed by government
Women ParticipationPriority: at least one-third workers should be women
WorksWater conservation, drought proofing, rural connectivity
Social AuditMandatory social audit for transparency

📊 Latest Statistics (FY 2024-25)

MetricAchievement
Budget Allocation (2025-26)₹86,000 crore (highest since inception) 
Person-days Generated290.60 crore 
Women Participation58.15% (440.7 lakh women) 
Households Registered15.99 crore 
Aadhaar Seeded Workers12.03 crore (out of 12.08 crore active workers) 
Geo-tagged Assets6.36 crore assets 

🏆 Achievements

"In the current FY 2025-26, 99.79% of rural households that demanded work under MGNREGS were successfully offered employment, reflecting the scheme's strong responsiveness" .

📱 Technology Integration

InitiativePurpose
Aadhaar Based Payment SystemDirect benefit transfer; minimized leakages
National Mobile Monitoring SystemReal-time attendance with geo-tagged photos
GeoMGNREGAGeo-tagging of assets for monitoring
JALDOOT AppMeasure and record water levels
Yuktdhara PortalGeospatial planning with ISRO-NRSC

🌟 Impact

"MGNREGA continues to be a cornerstone of rural employment and development in India. With record budgetary support, increasing women's participation, and the integration of technology for transparency and accountability, the scheme not only provides livelihoods but also strengthens rural infrastructure and natural resource management" .


11.7.2 PMKVY (Pradhan Mantri Kaushal Vikas Yojana)

📜 Overview

Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is a skill development initiative that provides free skill training programmes and monetary rewards for obtaining skill certification .

✨ Key Features

FeatureDetail
Short-term Training150-300 hours courses in various sectors
Recognition of Prior Learning (RPL)Certification for existing skills
Monetary RewardsPost-certification rewards as incentive
NSQF AlignmentCourses aligned with National Skills Qualification Framework
ImplementationNational Skill Development Corporation (NSDC)

📊 Performance Analysis

The Standing Committee on Labour noted several issues with PMKVY implementation :

MetricFinding
Placement Rate (PMKVY 2.0)Only 23% (21.3 lakh placed out of 91.4 lakh trained)
Placement Rate (PMKVY 3.0)Only 8% (30,599 placed out of 4 lakh candidates)
Dropout RateAbout 20% across all versions
Fund Utilisation (2021-22)72% (₹1,043 crore out of ₹1,438 crore)

⚠️ Challenges Identified

  • Industry Alignment: Training courses not aligned with industry requirements 

  • Placement Issues: Low placement rates despite training 

  • Dropout Factors: Medical issues, distance to centres, accessibility to jobs 

  • State Implementation: Only 15 of 36 states/UTs have functional online management system 


11.7.3 Stand-Up India, Start-Up India

💼 Stand-Up India Scheme

Launched on April 5, 2016, the Stand-Up India Scheme aims to provide loans to marginalized sections for setting up greenfield enterprises .

FeatureDetail
TargetSC/ST and women entrepreneurs
Loan Amount₹10 lakh to ₹1 crore
SectorsManufacturing, services, trading, agriculture allied
Interest RateLowest applicable rate of bank (MCLR+3%+Tenor premium)
Repayment7 years with up to 18 months moratorium

📊 Achievements (April 2022 - March 2025) 

CategoryNumber of AccountsAmount Sanctioned (₹ Cr)
SC30,1456,437.59
ST9,6252,037.15
Women (General)86,73820,521.41
TOTAL1,26,50828,996.15

💡 Support Services: Apart from financial support, the scheme provides guidance, training, mentorship, and connects entrepreneurs to skilling centres, EDP centres, and District Industries Centres through the www.standupmitra.in portal .

🚀 Start-Up India

FeatureDetail
Launched2016
ObjectiveFoster entrepreneurship, promote innovation
BenefitsTax exemption, easier compliance, funding support
RecognitionOver 1 lakh startups recognized

11.7.4 Punjab Government Initiatives

🌾 Apna Khet, Apna Rozgar Program (Pakistan Punjab)

Note: The following information pertains to Punjab province in Pakistan. For Indian Punjab, similar initiatives exist but specific data not in search results.

In January 2026, the Punjab (Pakistan) cabinet approved the "Apna Khet, Apna Rozgar" programme, under which state-owned agricultural land would be allotted for cultivation to 50,000 individuals, with a focus on the poor and underprivileged .

FeatureDetail
Target50,000 individuals
ObjectiveGenerate livelihoods for the poor; public land no longer serves elite interests
Employment CreationPart of broader goal of 1 million jobs in two years

🚌 Other Punjab Initiatives (Pakistan) 

InitiativeDetail
Green Electric Buses1,000 e-buses at tehsil level; cashless payment system
Recruitment216 constables (Excise), 1,000 (CCD), 980 (Tourism Police)
Rural EconomyHorse and cattle shows in all districts
TourismNew tourist destinations besides Murree

📝 Note for PSTET: For Indian Punjab-specific schemes, teachers should supplement with local government data and recent announcements from Punjab government (Indian side).


11.8 Globalization and Livelihood

11.8.1 Impact on Employment

🌐 What is Globalization?

Globalization refers to the increasing integration of economies through trade, investment, technology, and labor mobility.

📊 Positive Impacts

ImpactDescription
New JobsIT, BPO, services sector growth
Higher WagesIn sectors exposed to global markets
Skill DevelopmentExposure to global standards and practices
EntrepreneurshipNew opportunities in export-oriented sectors

⚠️ Negative Impacts

ImpactDescription
Job LossesCompetition from imports; small industries unable to compete
InformalizationRise of contract labor; formal jobs decline
Precarious WorkGig economy growth without social security
Uneven GrowthBenefits concentrated in certain sectors, regions

11.8.2 New Opportunities and Challenges

💼 Emerging Sectors

SectorOpportunities
IT and ITESSoftware, BPO, KPO, data annotation
E-commerceOnline retail, logistics, delivery
Gig EconomyApp-based work (Zomato, Swiggy, Uber, Ola)
StartupsNew ventures across sectors

📊 Challenges in Job Creation

According to recent analysis :

"Job creation has been unbalanced across economic sectors. The stagnation in manufacturing together with services growth remaining limited to a few segments, has resulted in India having a non-agricultural workforce that is smaller than countries with similar GDP per capita."

"Growth in real wages and worker productivity have not kept pace with GDP growth. While workers in the formal sector earn more, on average, than those in the informal sector, the growth in wages has been lower within high-wage, high-productivity jobs."

"The mismatch between qualification-based aspirations and skill-based job market realities manifests in open unemployment among highly educated youth. In FY2023-24, two-fifths of 15-24-year-olds with at least a graduate degree were out of work.


11.8.3 Migration for Work

🚶 Types of Migration

TypeDescriptionExamples
Rural to UrbanMoving to cities for better opportunitiesFarm laborers to construction sites
SeasonalTemporary migration for specific seasonsAgricultural laborers during harvest
InternationalMoving abroad for workGulf countries, North America, Europe
CircularRepeated cycles of migration and returnConstruction workers

🌏 India's Emigration Scenario

According to the Observer Research Foundation :

"Between 2011 and 2024, some 2 million Indian nationals emigrated and gave up their citizenship."

"According to the Ministry of External Affairs (MEA), as of 2025, 15.85 million Indians lived abroad and worked across various skill levels."

📊 Student Migration by State (2021) 

Students from Andhra Pradesh, Maharashtra, Punjab, and Gujarat make up the largest share of student migrants.

StateStudent Migrants
Andhra PradeshHighest
MaharashtraSecond highest
PunjabAmong top states
GujaratAmong top states

"In 2025, 1.8 million Indian students were pursuing education in foreign countries, predominantly in the Global North but also in countries in Central and Southeast Asia" .

📈 Push and Pull Factors 

Pull Factors (Abroad)Push Factors (India)
Higher wagesUnemployment
Better living conditionsCrumbling infrastructure
Stronger institutionsIntense competition for education and jobs
Better labour market opportunitiesCorruption
Social and economic upward mobilitySocial or interpersonal preferences

💰 Costs of Migration

"In 2024 alone, Indian nationals lost nearly INR 1,360 million (US$14.96 million) in non-refundable fees due to over 165,000 rejected Schengen visa applications" .

⚖️ Benefits and Drawbacks of Emigration 

BenefitsDrawbacks
Strengthens India's global diaspora and soft powerLoss of skilled talent (brain drain)
Boosts remittance inflowsIncreased dependence on remittances
Fosters skill acquisition and entrepreneurshipHigher risks of labour exploitation
Eases pressures on domestic labour marketSocial strains (family separation)
Potential decline in foreign wages due to surplus immigrant labour

11.9 Pedagogical Focus: Teaching About Livelihoods

🧒 Understanding the Learner (Classes VI-VIII)

Upper primary students:

  • Are aware of different occupations in their family and neighborhood

  • Can conduct simple surveys and interviews

  • Benefit from connecting classroom learning to real-life work

  • Need to develop respect for all types of work

  • Can reflect on their own aspirations and future careers

📋 Survey: "What do people in our neighborhood do?"

Activity: Occupation Survey

StepInstructions
1. PrepareDesign simple survey form with questions
2. IdentifyList 10-15 households in neighborhood
3. SurveyInterview family members about their work
4. RecordNote occupation, sector, work conditions
5. AnalyzeCategorize occupations into primary/secondary/tertiary
6. PresentShare findings with class

📝 Sample Survey Form

QuestionResponse
Name of person
Age
What work do you do?
Where do you work?
Is this work regular or daily wage?
How many hours do you work daily?
Do you get any benefits (leave, PF, etc.)?
What do you like about your work?
What challenges do you face?

👤 Interview with a Worker

Activity: Worker Interview Project

StepInstructions
1. ChooseSelect a worker (farmer, vendor, professional, domestic worker)
2. PrepareDevelop interview questions
3. InterviewRecord responses (with permission)
4. TranscribeWrite down key points
5. ReportPrepare a report with photo (if allowed)
6. PresentShare learning with class

🎯 Sample Interview Questions

CategoryQuestions
About the WorkWhat does a typical day look like? How long have you been doing this?
SkillsWhat skills are needed for this work? How did you learn them?
IncomeIs income regular? Does it vary by season?
ChallengesWhat difficulties do you face? How do you cope?
SatisfactionWhat do you like most about your work?
AdviceWhat advice would you give to young people?

📊 Project on "Occupations in Punjab"

Activity: Punjab Occupation Profile

TaskDescription
1. ResearchCollect information on major occupations in Punjab
2. CategoriesClassify into primary, secondary, tertiary
3. MapShow on Punjab map where different occupations are concentrated
4. ProfileChoose 5 occupations; write detailed profile
5. InterviewIf possible, interview someone in each occupation
6. PresentCreate chart/booklet/presentation

🌾 Punjab Occupation Focus Areas

RegionPrimary OccupationsSecondary/Tertiary
Majha (Amritsar, Gurdaspur)Wheat-paddy farming, dairyingFood processing, tourism
Doaba (Jalandhar, Hoshiarpur)Agriculture, dairyingSports goods, hand tools, NRI remittances
Malwa (Ludhiana, Patiala, Bathinda)Cotton, wheat-paddyHosiery, cycle parts, steel
Kandi Region (Shivalik hills)Maize, rain-fed farmingForestry, animal husbandry

💬 Discussion on "Dream Jobs and Reality"

Activity: Career Aspirations Discussion

QuestionPurpose
"What do you want to be when you grow up?"Surface aspirations
"Why do you want that job?"Understand motivations (money, prestige, interest, family)
"What skills are needed for that job?"Connect to education and training
"Is that job available in our area?"Connect to local reality
"Would you have to move to another city?"Introduce migration concept
"What if you cannot get that job? What are alternatives?"Realistic career planning

🌟 Discussion Points

TopicDiscussion Questions
Respect for All WorkIs a doctor's work more important than a sweeper's? Why?
Gender and WorkAre some jobs considered "for men" or "for women"? Why?
Education and JobsDoes more education always mean a better job?
Family OccupationWould you like to do the same work as your parents? Why?
Dream vs. RealityWhat if your dream job doesn't exist in your town?

📝 Sample Lesson Plan: "Understanding Livelihoods"

ComponentDescription
TopicMaking a Living: Occupations and Livelihoods
ClassVI-VII
Duration4 class periods
Learning ObjectivesStudents will: (1) Identify different types of occupations (2) Classify work into primary/secondary/tertiary sectors (3) Understand rural and urban livelihoods (4) Appreciate the dignity of all work
Day 1: IntroductionDiscuss: "What is work? Why do people work?" Introduce three sectors with examples
Day 2: Rural LivelihoodsFocus on agriculture and Punjab farming; discuss farmer challenges
Day 3: Urban LivelihoodsExplore diverse city occupations; street vendors to IT professionals
Day 4: Project WorkConduct neighborhood survey; present findings
AssessmentSurvey report, participation in discussions, classification worksheet

📝 Chapter Summary: Key Points for PSTET Revision

🔑 Work and Livelihood

ConceptMeaning
WorkActivity requiring effort to achieve purpose
LivelihoodEntire way of making a living (income, assets, capabilities, security)

🔑 Three Sectors of Economy

SectorNatureExamples
PrimaryExtraction from natureFarming, mining, fishing
SecondaryProcessing/manufacturingFactories, construction
TertiaryServicesTrade, transport, banking, IT

🔑 Rural Livelihoods

TypeCharacteristicsPunjab Context
Landless LabourersDaily wages; seasonalFarm labourers
Small Farmers<2 ha; subsistenceMajority of farmers
Large Farmers>2 ha; market-orientedCommercial farming

🔑 Punjab Agriculture

FeatureDetail
Cropping PatternWheat-paddy cycle (85% area)
Irrigation98% irrigated; tube wells dominant
MechanizationHighest tractor density in India
ChallengesGroundwater depletion, stubble burning, debt

🔑 Urban Livelihoods

TypeExamples
Regular SalariedGovernment, corporate
Casual WorkersConstruction, loading
Self-EmployedShopkeepers, vendors, professionals

🔑 Organized vs. Unorganized Sector

FeatureOrganizedUnorganized
RegistrationYesNo
Job SecurityYesNo
Social SecurityPF, pension, insuranceNone
Workforce~10%~90%

🔑 Government Schemes

SchemePurposeKey Feature
MGNREGARural employment guarantee100 days work; ₹86,000 cr budget 
PMKVYSkill developmentFree training; certification
Stand-Up IndiaEntrepreneurship for SC/ST/women₹10 lakh-1 cr loans; ₹28,996 cr sanctioned 

🔑 Key Statistics

StatisticValueSource
MGNREGA Budget (2025-26)₹86,000 crore
Women under MGNREGA58.15%
Stand-Up India Sanctions₹28,996 cr (2022-25)
Indians Abroad (2025)15.85 million
Indian Students Abroad1.8 million
Unemployed Graduates (15-24)Two-fifths

📝 Practice Questions for PSTET Preparation

Multiple Choice Questions

  1. Which sector involves activities that directly use natural resources?
    a) Primary sector
    b) Secondary sector
    c) Tertiary sector
    d) Quaternary sector

  2. What percentage of India's workforce is engaged in the unorganized sector?
    a) About 50%
    b) About 70%
    c) About 90%
    d) About 30%

  3. Under MGNREGA, how many days of guaranteed wage employment are provided per year?
    a) 50 days
    b) 75 days
    c) 100 days
    d) 120 days

  4. What was the budget allocation for MGNREGA in FY 2025-26?
    a) ₹33,000 crore
    b) ₹45,783 crore
    c) ₹86,000 crore
    d) ₹1,00,000 crore

  5. Which of the following is a challenge faced by street vendors?
    a) High wages
    b) Job security
    c) Harassment by authorities
    d) Regular promotions

  6. PMKVY stands for:
    a) Pradhan Mantri Kisan Vikas Yojana
    b) Pradhan Mantri Kaushal Vikas Yojana
    c) Pradhan Mantri Kalyan Vikas Yojana
    d) Pradhan Mantri Krishi Vikas Yojana

  7. As of 2025, how many Indians lived abroad according to MEA?
    a) 5.85 million
    b) 10.85 million
    c) 15.85 million
    d) 20.85 million

  8. What percentage of young graduates (15-24) were unemployed in FY2023-24?
    a) One-fifth
    b) One-fourth
    c) One-third
    d) Two-fifths

  9. The Stand-Up India Scheme provides loans between:
    a) ₹1 lakh to ₹5 lakh
    b) ₹5 lakh to ₹10 lakh
    c) ₹10 lakh to ₹1 crore
    d) ₹1 crore to ₹5 crore

  10. Which state is among the largest sources of student migrants from India?
    a) Bihar
    b) Punjab
    c) Odisha
    d) Madhya Pradesh

Short Answer Questions

  1. Differentiate between primary, secondary, and tertiary sectors with two examples each.

  2. What are the main challenges faced by farmers in India?

  3. Explain the difference between organized and unorganized sectors.

  4. What is MGNREGA? Mention any three of its key features.

  5. List any four causes of child labour.

Long Answer Questions

  1. Discuss the various types of rural livelihoods in India with special reference to Punjab's agricultural context.

  2. Explain the challenges faced by unorganized sector workers. What government schemes address these challenges?

  3. Describe the impact of globalization on employment in India with reference to both opportunities and challenges.

  4. Compare and contrast rural and urban livelihoods in India.

  5. As a teacher, how would you help students understand the diversity of occupations in their community? Describe any two pedagogical activities.


✅ Chapter Completion Checklist

Before moving to Chapter 12, ensure you can:

  • Define work and livelihood

  • Explain three sectors of economy with examples

  • Describe types of farmers (landless, small, large)

  • List challenges faced by farmers

  • Explain Punjab's wheat-paddy cycle and its challenges

  • Describe types of urban workers

  • Differentiate organized and unorganized sectors

  • Explain causes and consequences of child labour

  • Recall MGNREGA features and latest statistics 

  • Explain PMKVY and its challenges 

  • Describe Stand-Up India scheme and achievements 

  • Analyze migration trends and data 

  • Plan a neighborhood occupation survey

  • Design a worker interview project


🔗 Online Resources for Further Learning

ResourceDescriptionLink/How to Find
Ministry of Rural DevelopmentMGNREGA updatesrural.nic.in
Ministry of Skill DevelopmentPMKVY informationmsde.gov.in
Stand-Up India PortalScheme detailsstandupmitra.in
PRS IndiaLegislative reports on schemesprsindia.org
PIB Press ReleasesGovernment scheme updatespib.gov.in
NCERT Social and Political Life (Class VII)Chapter on Livelihoodsncert.nic.in

🎓 Prepared for PSTET Aspirants

This chapter provides comprehensive coverage of "Making a Living" as per PSTET Paper II syllabus. Understanding livelihoods—their diversity, challenges, and the role of government schemes—is essential for both the exam and your future teaching. The Punjab-specific context of agriculture and the latest statistics on MGNREGA, Stand-Up India, and migration patterns will help you connect concepts to contemporary reality. Use the pedagogical activities to help students appreciate the dignity of all work and make informed choices about their own futures.